Website Privacy Notice and State Disclosures
Collection of Information
Personally identifiable information that is collected may include:
Use of Information
We will only release your contact information or financial information as permitted or required by law. We use your personally identifiable information to process and service your account. We may also provide your contact information and financial information to third party consumer reporting agencies. Your contact information and financial information may also be shared with our affiliates, vendors, or servicers for the purposes of servicing your account. We will provide your contact information and financial information to non-affiliated companies when your account is assigned or sold to such non-affiliated companies.
Confidentiality and Security
We restrict access to nonpublic personally identifiable information about you to those employees determined by us to have a need to know the information. We maintain strict physical, electronic, and procedural safeguards to protect your information from unauthorized access by third parties.
Unifund CCR Partners
PO Box 42121
Cincinnati, Ohio 45242-0121
Our office hours are Monday through Friday, 9am to 5pm ET, except for Federal Holidays and the Friday after Thanksgiving.
For California Residents Only:
The State Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit-reporting agency if you fail to fulfill the terms of your credit obligations.
For Colorado Residents Only:
A consumer has the right to request in writing that a debt collector or collection agency cease further communication with a consumer. A written request to cease communication will not prohibit the debt collector or collection agency from taking any action authorized by law to collect the debt. Our local office address is: (1) Unifund CCR Partners – 13111 E. Briarwood Ave. #340, Englewood, CO 80112. Our local phone number is (303)768-9099; and (2) Unifund CCR, LLC – 80 Garden Center, Suite 3, Englewood, CO 80112. Our local phone number is (303)920-4763. FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE WWW.COAG.GOV/CAR
For Massachusetts Residents Only:
NOTICE OF IMPORTANT RIGHTS
YOU HAVE THE RIGHT TO MAKE A WRITTEN OR ORAL REQUEST THAT TELEPHONE CALLS REGARDING YOUR DEBT NOT BE MADE TO YOU AT YOUR PLACE OF EMPLOYMENT. ANY SUCH ORAL REQUEST WILL BE VALID FOR ONLY TEN DAYS UNLESS YOU PROVIDE WRITTEN CONFIRMATION OF THE REQUEST POSTMARKED OR DELIVERED WITHIN SEVEN DAYS OF SUCH REQUEST. YOU MAY TERMINATE THIS REQUEST BY WRITING TO THE DEBT COLLECTOR. Mass. Regs. Code tit. 209, § 18.14(e), available at http://www.mass.gov/dob/cmr18red.pdf (last visited Apr. 5, 2006).
For Minnesota Residents Only:
Unifund CCR Partners and Unifund CCR, LLC only This collection agency is licensed by the Minnesota Department of Commerce.
For New York Residents Only:
Unifund CCR Partners – New York City Department of Consumer Affairs license number: 1251678. Unifund CCR, LLC – New York City Department of Consumer Affairs license number: 1419944.
For North Carolina Residents Only:
Unifund CCR Partners – NC License #4073 – 10625 Techwoods Circle, Cincinnati, OH 45242 Unifund CCR, LLC – NC License #107952 – 10625 Techwoods Circle, Cincinnati, OH 45242
For Tennessee Residents Only:
Unifund CCR Partners is licensed by the Tennessee Collection Services Board of the Department of Commerce and Insurance. License Number: 975. Unifund CCR, LLC is licensed by the Tennessee Collection Services Board of the Department of Commerce and Insurance. License Number: 1323.
For Utah Residents Only:
As required by Utah law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligations.