We are thorough and responsible in recovering distressed assets -- managing, arbitraging,
selling and otherwise liquidating defaulted consumer debt. Our approach is to study
and understand the motivations that underlie debtor actions and behaviors. We focus
on debtors with the ability to pay. Our technology enables us to evaluate and manage
account information from various internal and external sources, which often rekindle the possibility
of collection. We use a combination of sales, litigation and joint venture opportunities
to liquidate the portfolios we own and those we manage for others.
We Seek These Types of Consumer Debt
- Auto Deficiencies
- Balance Transfers
- Consumer Loans
- Credit Cards
- Government Debtor Obligations
- Mortgages
- Student Loans
- Other Debt
We believe our technology provides a distinct competitive advantage over traditional
approaches to debt buying, debt selling and legal collections. We purchase most
accounts directly from issuers. Our business model is based on the regenerative
nature of debtor credit cycles. We drive revenue opportunities in the buying and
selling of non-performing assets through partnerships and strategic alliances.
We Seek Debt at All Stages of Default
- Newly defaulted
- Freshly charged-off
- Post-primary
- Post-secondary
- Post-tertiary and beyond